Hi, I agree that this image is a wee bit too soft (at least for my liking). I think it's cropped a bit tight to, especially at the top. As for the folds of skin, I don't think they are necessarily a bad thing, just depends what effect you are going for :)
Thanks for the comment! agree with the debris.. as for the fold.. I was in 2 minds on this..
First impression was to remove it, but I decided to leave it as it's more "womanly" IMO. There is too much negative imagery around that forces girls to have "the perfect body" when in reality, there are folds and curves!
Like the style here John, the soft focus loses the piercing detail and makes it look like flare or debris IMO. Also, the pose has created an unfortunate fold which I find distracting - try stretching her out more next time!